> Look up 2017 numbers. You are looking at $12,000 - $24,000 per year in premiums alone and then massive deductibles and coinsurance of 30% to actually access services.

This is a little high, and depends on your income. More likely it's 6-8k in premiums for a plan with a ~1,500 deductible, no co-insurance.

It's still way too high, but it's not that insane.

Note: that deductible is yearly and applies to literally everything, even a $150 doctor's appointment.