Re:All Tesla Cars Being Produced Now Have Full Self-Driving ...
by hysterix on Friday October 21, 2016 @11:15AM
(#12761089)
I know this was just a hypothetical question but as a scuba diver I actually pay for a completely separate insurance on top of my standard health plan called DAN insurance: http://www.diversalertnetwork.org/insurance/dive/
So stuff like a helicopter evac, access to a hyperbaric chamber and the ability to call a number and speak to a doctor who specializes in diving related illness means I already do pay more for insurance than someone who isn't a diver.
I don't think that is a good analogy ... many "sicker" people have played no role in their sickness which may not be related to behavior or decisions.
A better analogy would be: Why don't mountain climbers and scuba divers[1] pay higher insurance rates ?
I sort of think that they should, however I don't have a good answer as to what happens when an injured stunt skier is broke (and broken) ... do they get no medical care ?
[1] Or whatever - you get what I mean.