Re:Survey: 69% of Americans Have Less Than $1,000 in Savings
by throwaway287391 on Sunday October 16, 2016 @10:56AM
(#12718851)
Ah, good point -- cash deposits and big paper checks (>$10k, IIRC) are a good reason to maintain a big B&M bank account. Didn't think about that since I never do either.
Re:Survey: 69% of Americans Have Less Than $1,000 in Savings
by shostack on Sunday October 16, 2016 @03:12PM
(#12720378)
Except Chase now wants to charge me $12/Mo for a freaking checking account. Their nickel and diming of fees has gotten beyond ridiculous.
Re:Survey: 69% of Americans Have Less Than $1,000 in Savings
by brianwawok on Sunday October 16, 2016 @08:17PM
(#12721879)
Yah. I keep $1500 in my checking to keep my "free" account. So kind of the trade. They get $1500 of my money that they give me no interest. I get to abuse them for cash deposits and large paper checks.
We have a mutually abusive relationship.
Ally I put real savings in.
Chase I use when I sell something in Craigslist for $600 and need to deposit cash. I have no good way to get cash into Ally.
So Chase is just a convenience bank for me. Also used it for the time I needed a 25k cashier check to buy my house. Ally was going to need to pay a wire fee, vs transfer and cashier check was free with Chase.
Overall yes I hate Chase.