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Re:5900 online stores found skimming by phil21 on Saturday October 15, 2016 @08:52AM (#12713773)
> Is this a minority view?

I don't know, maybe. I have zero liability on credit card purchases, and while it's certainly an inconvenience I never don't buy something because my details might be leaked. Who cares, why put yourself through the constant mental effort for an event that happens maybe once or twice a decade if you are exceedingly careless?

I absolutely despise being sent to a third party site - usually a broken one that takes forever to load, with some annoying "security" authentication, or OTP, etc. when really all I wanted was amazon one click and to move on with my life.

By far the #1 way a small merchant can get me to click the buy button is make it easy for me to checkout and pay. If I have to sign up for an account, be redirected around the world, etc. I generally tend to lose interest and just go back to newegg/amazon. Note that this sometimes is a third party payment link such as Paypal due to the nature of the service - but you have to think about user experience first, not last.

Also your requirement makes absolutely no sense to me. If a merchant is compromised to the point that javascript can be injected, it's not much more difficult at all to direct you to a fake paypal skimmer that you likely won't notice. I agree it raises the bar a bit, but not by an appreciable degree.

Re:5900 online stores found skimming by mrb on Saturday October 15, 2016 @10:27AM (#12714025)
"I have zero liability on credit card purchases"

Not quite right. Many banks make you liable for the first $50, for each occurrence of fraud. Also they typically require you to notice and report a fraudulent charge within 30-90 days or else you are liable for 100% of the amount.

Re:5900 online stores found skimming by shoegumfoot on Saturday October 15, 2016 @12:52PM (#12714666)
In theory, maybe. But phil21 is correct that credit card users have zero liability in practice.

Most card issuers these days will proactively contact the customer to inquire about suspicious charges.

Re:5900 online stores found skimming by eli on Saturday October 15, 2016 @02:30PM (#12715092)
Nope, if your credit card number is stolen and used online for a card-not-present transaction you have $0 liability by law.
Re:5900 online stores found skimming by jghn on Saturday October 15, 2016 @12:35PM (#12714563)
The person said they have no liability, how is saying that many banks don't refuting what they said?
Re:5900 online stores found skimming by _delirium on Saturday October 15, 2016 @06:44PM (#12715959)
More specifically: U.S. law puts a $50 cap on consumer liability, but many credit cards voluntarily lower it to $0. The $50 is a ceiling, not a floor.