That still doesn't add up in my mind. A 1%-er household would have $240k+ post-tax annual income, more if they're deducting hefty mortgage interest payments.

    $100 in food daily ~ $36k
    $500 weekly domestic help ~ $25k
    $500 monthly utilities ~ $6k
    $2k monthly transportation ~ $24k
    $2k monthly misc ~ $24k
    $10,000 monthly mortgage ~ $120k

That hits around $235k post-tax. I think that's a nice lifestyle. Eating out less would allow for different "fun" activities.

Oh, I guess I forgot savings. Doh! I'd aim for savings about 10% annual pre-tax income for a household bringing in $400k+ pre-tax. I'm not sure how much of the mortgage principal payments I'd count towards that amount.