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Re:Building a Modern Bank Backend by cm3 on Tuesday September 20, 2016 @05:20AM (#12538164)
Genuine questions:

Is it commonplace for a bank to be a British Ltd, and are they part of a separate banking emergency fund to accommodate for that because they have a banking license?

Also where do I have to look to find a real world address for Focus FS Ltd (company behind Mondo)? Looked around the internet after finding nothing on monzo.com. I know startups do not list contact info these days, but whois info is also opaque. I'm asking this because they advertize themselves as a modern bank, but I cannot find a real world address after 5 minutes of searching.

Re:Building a Modern Bank Backend by grahamel on Tuesday September 20, 2016 @05:47AM (#12538257)
You can find Focus' details at companies house, https://beta.companieshouse.gov.uk/company/09446231/filing-h...

Bit more about Mondo/Monzo on wiki https://en.wikipedia.org/wiki/Monzo_(bank) (they recently change the bank name)

Initially they only offered prepaid cards while they waited for their banking licence. They're not covered by the Financial Services Compensation Scheme (FSCS) at this point but will be when they start to offer current accounts.

They've recently got their (restricted) banking licence so they'll be part of the FSCS fairly soon. Part of their restrictions is that they can only hold up to £50,000 ($65,000) in customer deposits, the FSCS covers up the 75k in savings so customers money is protected. (http://uk.businessinsider.com/uk-digital-bank-mondo-lays-out...)

Re:Building a Modern Bank Backend by JazCE on Tuesday September 20, 2016 @05:45AM (#12538241)
https://beta.companieshouse.gov.uk/company/09446231

basically all companies should file with companies house...

Re:Building a Modern Bank Backend by obeattie on Tuesday September 20, 2016 @06:35AM (#12538415)
As others have mentioned, you can find it on Companies House, or on the the FCA (Financial Conduct Authority) register: https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b0000...
Re:Building a Modern Bank Backend by maxblackwood on Tuesday September 20, 2016 @05:46AM (#12538251)
Re:Building a Modern Bank Backend by pjc50 on Tuesday September 20, 2016 @07:28AM (#12538649)
I'm not sure what other structure a UK bank could have, other than Plc?
Re:Building a Modern Bank Backend by andrewingram on Tuesday September 20, 2016 @08:10AM (#12538856)
Their office is 50m down the street from mine :)