What you're describing sounds like the Oxbridge tutorial system. I thought it was great, but it's not a cheap system. It's quite labour intensive to provide customised (anything).

What we have at the moment is the industrial school. You mass produce education just like widgets. A lot of people fall through the gaps, because they're not widgets, they're people.

There is hope though. MOOCs and such things are cheap enough at least up to the point where you need a PhD advisor. There's also a rich world of free advice on places like stackexchange.