I don't know, it seems like a lot of this guy's problems are totally within his control. I sort of assume he's the only income source for his family, but also has an expensive hobby he doesn't want to give up and also wants to live a life of (somewhat) luxury. I mean, I get it, kids and the Bay Area are expensive, but I think there are better examples of "the cost of living in the Bay Area is out of control" than a guy with a reasonably good job and an expensive hobby he doesn't want to give up.