Re:The careless errors of credit reporting agencies
by mikeash on Monday September 12, 2016 @11:31AM
(#12480561)
That's pretty much my whole point. New companies regularly step in and take advantage of competitors' biases, so anything that looks like a long-term systematic bias probably is actually a reflection of a real correlation instead, because if it was a real bias, somebody probably would have stepped in and taken advantage by now.
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