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A comment on The careless errors of credit reporting agencies. Parent comment

Re:The careless errors of credit reporting agencies by nommm-nommm on Monday September 12, 2016 @09:40AM (#12479563)
I honestly don't think it's broken. If I'm going to loan you money it makes sense that I'd like you to have a history of successfully managing debt and access to debt. You are more risky if you don't have a history.

It makes logical sense. Is it fair? I don't really think so, but its at least logical.

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Re:The careless errors of credit reporting agencies by ThomPete on Monday September 12, 2016 @12:57PM (#12481387)
Yet other countries have no issue doing it differently.

So there are other ways than the US one.

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