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A comment on The careless errors of credit reporting agencies. Parent comment

Re:The careless errors of credit reporting agencies by lettergram on Monday September 12, 2016 @09:26AM (#12479445)
Total it would be like $300, but all of them are "first year free".

Plus usually you can call and get the second year free too.

Regardless, I can cancel w.e. and the increase in my credit score is worth it. At the moment if I want to buy a house (for example) I get the best rates on loans

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Re:The careless errors of credit reporting agencies by nommm-nommm on Monday September 12, 2016 @09:38AM (#12479545)
Many cards are first year free but quite a few aren't. AMEX stopped first year free on a lot of their cards. Regardless if I'm getting a bonus I'm subtracting any fees from that bonus to see if it makes sense. If a card is $100 annual fee and the worth of the first year is $500 it's a no brainier to get $400.
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