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A comment on The careless errors of credit reporting agencies. Parent comment

Re:The careless errors of credit reporting agencies by makmanalp on Sunday September 11, 2016 @05:20PM (#12475802)
> Prevent landlords from pulling credit history.

I never understood this - why is someone else asking for your credit history a ding on your credit report? It seems really silly to me, but I must be missing something.

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Re:The careless errors of credit reporting agencies by waqf on Sunday September 11, 2016 @05:58PM (#12475963)
Because it's evidence that you're trying to take on more debt.

Inquiries only affect your credit when they're from someone whom you've authorized to pull your credit as a potential creditor: https://www.nerdwallet.com/blog/finance/credit-report-soft-h...

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Re:The careless errors of credit reporting agencies by superuser2 on Sunday September 11, 2016 @06:38PM (#12476091)
Each individual inquiry has a tiny effect. The point is that lots of inquiries indicate you are desperate for credit, and people who try to get a lot of credit at once are much more likely to default on it.
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Re:The careless errors of credit reporting agencies by nommm-nommm on Sunday September 11, 2016 @10:39PM (#12476854)
The ding is so small you won't notice it until you start having 8+ inquiries.
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