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A comment on The careless errors of credit reporting agencies. Parent comment

Re:The careless errors of credit reporting agencies by saryant on Sunday September 11, 2016 @02:59PM (#12474997)
You can open a secured credit card, never use it and after a year convert it to an unsecured credit card, getting your deposit back.

And you would never have been in debt.

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Re:The careless errors of credit reporting agencies by FireBeyond on Sunday September 11, 2016 @04:32PM (#12475524)
That's not quite accurate, almost any secured or subprime credit card will have activity requirements. Most will close your account if there's insufficient transactions in the last three months.
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Re:The careless errors of credit reporting agencies by nommm-nommm on Monday September 12, 2016 @09:25AM (#12479438)
Even if they close the account it still "counts" on your credit score for 10 years.
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