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A comment on The careless errors of credit reporting agencies. Parent comment

Re:The careless errors of credit reporting agencies by scdoshi on Sunday September 11, 2016 @02:56PM (#12474987)
But it's also true that if you come to the US during or after college, banks will not issue you a credit card.

Instead, they will issue you a 'secured' credit card, where you get a $300-500 limit on a card against the same amount paid to the bank as security. Only after a year or 2 of this, will the bank actually issue credit.

Maybe you had an account/history with the bank for a while, and that made a difference?

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Re:The careless errors of credit reporting agencies by Broken_Hippo on Sunday September 11, 2016 @04:29PM (#12475512)
That isn't just immigrants: Plenty of young, non-college bound students have only access to such cards. Americans also use them after bankruptcy to try to help strengthen their credit scores.
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