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Re:The careless errors of credit reporting agencies by ThomPete on Sunday September 11, 2016 @02:42PM (#12474897)
Which is part of being good with money.

For instance paying your rent on time. I.e. something that can be proven other ways than using your credit card.

Re:The careless errors of credit reporting agencies by ArkyBeagle on Sunday September 11, 2016 @03:01PM (#12475006)
Those are all part of your credit score as well. Er, rather any late payments that get reported may be a part of a credit score.
Re:The careless errors of credit reporting agencies by ThomPete on Sunday September 11, 2016 @03:10PM (#12475046)
Yes once you start paying with your credit card that's not the discussion here. The discussion is how to even get a credit card to begin with.

Being non-american I went trough this and have a pretty good idea on how it works and some of the myths.

I guess some of the confusion is around the before/after a card.