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Re:The careless errors of credit reporting agencies by DenisM on Sunday September 11, 2016 @02:00PM (#12474658)
I would think big data and machine learning could disrupt this industry completely, allowing much more accurate trustworthiness scores.

Is anyone working on it? Seems like a lot of money just sitting on the table.

Re:The careless errors of credit reporting agencies by trolla on Sunday September 11, 2016 @02:18PM (#12474753)
There already are some companies in that space that are using big data and machine learning for credit scoring. A few that come to mind: http://hellosoda.com/ http://bigdatascoring.com/

In case of Hello Soda they are using social media data for credit scoring.

PS I'm not associated with any of these companies.