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Re:The Correct Way to Validate Email Addresses by garaetjjte on Thursday September 08, 2016 @04:49AM (#12451307)
With banks there is other problem, because they often use partial passwords. They are password manager unfriendly and often limited to 16 characters.
Re:The Correct Way to Validate Email Addresses by erelde on Thursday September 08, 2016 @05:20AM (#12451457)
Société Générale uses the client ID and a 6 digit passnumber (sent via physical mail) with a digital numpad (you have to click) where each number is randomly placed.

So secure.

And they force a change every 3 months. As if a new 6 digit pass was more secure than the last 6 digit pass.

[https://en.wikipedia.org/wiki/Société_Générale]