1. Technology innovation velocity will increase, with the results distributed through society, driving down the cost of living (this is already happening with almost everything except real estate, healthcare, and education [1]). You won't need to invest, because it'll cost nothing to exist (let's call this "Star Trek Future").

2. Technology innovation velocity will increase, but it'll be locked up with copyright, patents, etc. Rent seeking will drive more of the population into serfdom. You will not have a pleasant life, nor will it be long (we'll call this "Elysium Future").

[1] https://www.washingtonpost.com/news/wonk/wp/2016/08/17/the-s...