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A comment on California bans ITT tech from accepting new students. Parent comment

Re:California bans ITT tech from accepting new students by ensignavenger on Tuesday August 30, 2016 @09:59AM (#12390155)
Why would they allow their student loans to default in such a situation instead of enrolling in an income based repayment plan? If they have 0 income, they would have a payment of 0 dollars, still get their tax refund, and have their loans forgiven after a some time on the plan.
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Re:California bans ITT tech from accepting new students by kaitai on Tuesday August 30, 2016 @10:36AM (#12390530)
Not all federal loans allow income-based repayment. For instance, parent PLUS loans aren't eligible, nor are other loans made to or through parents. Moreover, there are tons & tons of private loans (often with high interest rates) pushed at these places, and none of those need to offer income-based repayment.
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Re:California bans ITT tech from accepting new students by ensignavenger on Tuesday August 30, 2016 @11:16AM (#12390893)
PLUS loans are to the parents though, not the students- do they even count as "student" loans? They are more "parent" loans.
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