And while in the US that may "just" be treated as unauthorized access, in the EU, if you make the data public it's also a violation of the Data Protection Directive, putting you at risk of prosecution in every EU country from which you have included data.
You may be right from a risk minimisation perspective. But for a lot of data the risk in the case of exposure is low enough that it is a totally valid risk management strategy to assume that legal protections will be a sufficient deterrent to prevent enough of the most blatant abuses.
As a private individual it's not hard to comply either, for private use. If you publish it, it becomes a different story, because it's PII. And, as soon as it's in possession of a company, they need to comply with more rules about securely storing it, etc. (this isn't enforced very well, though). Private individuals can't be held to that because there's (in theory) no legal way to check it.