I should have the option to build a fireproof house without a smoke detector or arc fault interrupter.

Metal, glass, ceramic, stone... there is no need for alarms if you avoid building a house with firewood. Note that this includes the roof support, roof exterior, studs (metal is standard for commercial construction), insulation, cabinets, and flooring. Do things right, and the alarm becomes pointless. All it does is annoy you when you stir-fry or make toast.