So you are ultimately content with your current lifestyle?
You could always change it. There are people who lived for $5 a year if I recall correctly, for years[1].
What you feel and what you call "reality" is actually just an illusion. You can get away from it. Simply knowing that there are people who made it gave me enough hope and confidence to persevere through the shittiest times this society made me go through.
The way we live nowadays we have no time to really reflect on anything. Even if we feel the stereotypes and expectations of a society don't align with us very well and that we'd like to challenge them we have no time to come up with a plan. This is certainly a problem, but once you realize that there are totally different ways of living - that you can get away from it all - it becomes much easier to come up with and make small adjustments, which will make us happier over time.
[1] Ran Prieur, see http://www.ranprieur.com/essays/dropout.html for a quick taste and please go read the rest of his essays later. I have tremendous respect for the guy; he offers a completely different perspective on our society and lives according to it. Oh, and also sometimes comments on HN.
All I want for retirement is the same lifestyle I have now. Anyone who thinks that it's going to be somehow easier to live with less when they get older is fooling themselves. If you won't live like that now, you won't want to live like that later; you are just pushing the burden off onto your future self.