> If you make $80,000 in a small midwestern town, you're coming out ahead of the guy/gal pulling six figures in SF.

Home prices have risen much more quickly out West than they have in the Midwest. If you're in a position to buy a home, I recommend factoring this into the equation and plan as well. It can be a great financial investment to move out west for at least two years, then back to the Midwest after selling or renting the home for some time.