> half the class would fade away.

They didn't care, but every one understands it. Then there is also the basic belief that everything to do with a computer is hard, so they've already decided they can't understand it.

Tax returns > home > By year > (this number is federal, this other number is state)

Tax returns > business > By year > (this number is federal, this other number is state)

We use standard filing and organization like the a basic file system all the time, people have decided that it's hard on a computer.