Just to make this formal, my prediction about jfowles income was false. I made a wrong prediction.

You might still increase your income more than the time you spend saving money, though :) I was able to read your resume after adding an exception in Firefox, but I don't think employers would do that. It's a question of mentality, and I consider likely that you could increase your wage if you wanted to. But of course only you know that - for all I know you're exceptionally well-paid and kind of lucky to have scored your current wage at all. In my experience this is not commonly combined with tracking every expense.

But what do I know? John D. Rockefeller wrote every expense from when he was a teen through a billionaire. So who knows.