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Re:The Surprising Ease of Plain Text Accounting by Nimitz14 on Tuesday July 19, 2016 @08:44AM (#12121377)
I didn't read it as "one simply has to earn more".

He's saying it's better to work on things that will lead to one earning more money, rather spending time monitoring how much one is spending. The first leads to an improved state, the second is just for ensuring one's state does not worsen. With one your increasing your 'cap', with the other you're just maximizing given a 'cap' (cap meaning the amount of money you can work with).

Re:The Surprising Ease of Plain Text Accounting by bloat on Tuesday July 19, 2016 @10:00AM (#12121791)
Its not an either or proposition though. It's frankly ridiculous to propose that I could give up actively managing my finances and use that extra time (an hour a week maybe) to significantly increase my income.