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Re:The Surprising Ease of Plain Text Accounting by martin-adams on Tuesday July 19, 2016 @07:35AM (#12121108)
The problem I find with earning more money than cutting costs, is that without realising it, my costs seem to creep upwards too. I find it's hard to plan for the future by saving money when this happens.
Re:The Surprising Ease of Plain Text Accounting by wj on Tuesday July 19, 2016 @08:22AM (#12121289)
I'm definitely a bit biased as I'm working on a startup for financial planning but I agree with you completely.

Many people are not going to make big progress towards their longer term financial goals (getting out of debt, buying house, putting kids through college) without sitting down and creating a budget. "You can't change what you don't measure."