That's odd, according to my wife there is lots help for having children. I know that here in Mie all doctor visits are free, all recommend vaccines as well. Day care is subsidized and based on income, 3rd kid is free. And we get a monthly stipend of 2万(not exactly sure about tje number, wife puts it in saving).

I remember insurance paying at lesst part of the birth costs, but my wife had an atypical pregnancy. I seem to remember having to pay then getting money back. At work now, I will find out.