Forgive me, don't mean to offend you, but there is a reason a house in St Louis costs 200k. When they needed a dystopian city scape for "Escape From NY", they didn't even have to build it, they simply filmed in St Louis. It's just, objectively speaking, not as nice a place to live as Bay Area. Just to put it in perspective, in nice parts of Chicago area, which is much more like St Loius than it is like SF, a house can easily cost anywhere between 600k and several million.