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Re:Today’s Renters Are Worse Off Than Their Parents by Kinnard on Wednesday June 29, 2016 @07:28PM (#12005602)
This is a great idea and you are not the first person to have it— Apply HN from several weeks ago:

"Apply HN: reinvent ownership" https://news.ycombinator.com/item?id=11454138

I'm more than willing to work on it.

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