I do not believe they have a monoply any more. a few years ago they where much more prolifict, I paid for ALOT of things via paypal. in the last 5 years I have made 0 transactions on paypal.

With Amazon, Stripe, and others merchant solutions, as well as Apple and Google geting into the game soon for webpayments in addition to app paymets I do not believe the reliance on paypal as a quick way to process credit cards for business is as high as it was, further the reluctance for consumers to enter their credit card data never really materialized.

Currently I think a business that only has PayPal as a payment option is harming their business, while you might keep it around for those few users that still only want to use paypal if I see an option to use anything other than paypal I will take it.

> With Amazon, Stripe, and others merchant solutions, as well as Apple and Google geting into the game soon for webpayments

Most merchant solutions you mention are only available in a handful of countries. Paypal way more widespread.

There's plenty of alternative payment providers that should work just fine for most people (credit cards, bank payment portals, etc).