I prefer naked domains, but the problem I always have is that you can only use A records which makes using them with a bunch of things a pain in the butt. I host my personal website as just a tumblr blog (yes, go ahead and laugh, but I find it less of a chore to deal with than wordpress) so I need a CNAME to make that work, so I just have a very basic redirect on the naked domain to my blog subdomain.