Gosh this copy from the linked web site seems like everything that's wrong with products in this space, "Criminals today use an array of payment cards to purchase, transfer or conceal billions of dollars of illicit funds from Law Enforcement"

Which criminals? The ones a local policeman happens to stop in a routine checkpoint?

I'd like to see actual stats on what percentage of everyday criminals who are met by local law enforcement "conceal billions of dollars".

I'd bet this percentage is so small the tool does more harm to the general populace than good on the off chance such a criminal is caught.