I remember the days when ARIN would give out AS's to basically anyone. Before all the cable companies merged, I spent my teenage years developing close relationships to my ISP. One of the high level techs told me to throw up BGP on a FreeBSD box and got on the ARIN mailing list with me to get a /30. That's the type of AS that'd fall into the 90 percent category (along with small businesses that who, for whatever reason, have their own AS). Even on my own AS, I'd rarely see latency above 50 ms domestically via BGP or OSPF.
My home IP falls into a slash /22 block I can see in the global routing table. It's highly unlikely that this particular 1000ish IP addresses are responsible for enough traffic on the internet to make top 10%. Top 10% is going to basically be a bunch of hosting providers and CDN prefixes.
> I would never be in the top tier for bandwidth usage even if I was connected all day long
Maybe, but it probably doesn't depend on you unless you are your own AS. Routing tables do not contain individual IP addresses so if you are a "normal" ISP consumer chances are you will be in a block that is in the top 10%.