A lot of the people who are going to be on BI in the next ten years are adults who are in good mental health and perfectly capable of spending within a budget. Uber drivers. Servers at restaurants. General hospitality workers that are getting automated out. Ordinary white, working class Americans who lost their factory jobs to China in the last recession. People who are voting for Trump.

These people should be allowed to make the trade-off between using their BI to live in the city and use public transit, or to live in a cheaper, more rural town and having a car. Similarly, they could choose between eating chicken for dinner every night, or eating ramen all week and splurging on a box wine on the weekend. BI lets adults do this. It's embarrassing to stand behind someone at the grocery store trying to buy a bottle of wine with EBT.

It's worth noting that BI does not, by itself, solve mental illness, drug addiction, medical emergencies, or fraud. However, a homeless person that receives BI could rent themselves a small apartment somewhere -- which could reduce the number of 911 calls that person causes as a homeless person, and in turn free up cost savings for e.g. a social worker visiting them at their new apartment.