If you're just blowing through money too quickly, then that's not really a crisis that needs intervention from the state, imo. You'll either learn to spend your money better or learn to like ramen.

I'd say if you blow through your money consistently to the point of having to eat ramen all the time, that is a problem. And it's caused by bad decisions your mind makes. So while it might seem like a bit of a stretch, it could be considered a mental illness.

A bit, perhaps. But it's not unreasonable to me. How would you define mental illness? Where do you draw the line?