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Re:Credit-Card Debt Nears $1 Trillion as Banks Push Plastic by morgante on Friday May 20, 2016 @05:08PM (#11741538)
Actually, my anecdotal experience is that there are firmly too camps.

Some people pay off their full balance every month without fail and would never consider carrying a balance.

Others have never paid their full balance. They see the "minimum payment" and think it's a great deal.

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