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Re:iPhone Sales Drop, and Apple’s 13-Year Surge Ebbs by ben1040 on Tuesday April 26, 2016 @09:04PM (#11577092)
Even if you don't upgrade every year, it's still a 24 month installment loan at 0% interest. Since the phone is unlocked and the financing is not tied to a carrier, you're also free to switch carriers without having to buy the financing out.
Re:iPhone Sales Drop, and Apple’s 13-Year Surge Ebbs by unprepare on Wednesday April 27, 2016 @09:59AM (#11580463)
Meaning you could actually pay effectively less, if you put 750$ in a savings account you'd earn an interest rate - paying off your 0% loan while earning some small percentage on the money you woudlve otherwise paid up front.

Obviously it would be a very small amount, but still overall superior to paying cash, definitely better than using credit.