> Although a large organization like the Globe will be able to negotiate better rates.

Or aggregate each customer's monthly payments into one larger charge, like Google used to do for Play Store purchases. From memory they waited until you'd reached something like $8 and then charged that in one transaction.

Definitely true. I would suspect slightly less people would see it this way, but feasibly $12.00 a year would be solid, you could have access for a full-year and not think about it and at Stripes prices it would net 11.35