It seems like a general principle that the less important something is, the better the security probably is. Steam, for example, is really paranoid, constantly asking for verification whenever it thinks I'm logging in from a new computer, bugging me nonstop to set up 2FA, e-mailing me with alerts, etc. Meanwhile my bank does straightforward username/password authentication, with the bonus that the password is case insensitive and silently truncated to eight characters.