Those workers are paid via check, and since they don't have a bank account to deposit the check into, they often resort to the check cashing robber barons who will do anything they can to take as much money as possible from their "clients". Holding a teen's ID and money order ransom because he "fits a profile" sounds like par for the course when it comes to those morally bankrupt businesses.
As for the race of everyone involved in this particular case, I take it you've never been to Atlanta. I live there, and I can say first hand that even black cops in the city will profile black youth.
Or because of Chexsystems, which bars you from getting an account pretty much anywhere for 5 years. I was a victim of that years ago, and it really screws your life up. you have (or had at the time) no choice but to utilize check cashing services like the shady one in the article. It isn't always as simple as "go to the bank that the check was written from" either.
It can cost a lot to be poor in the US.
Did that happen here?
We're used to seeing "racism" as the action of some individual bus driver pointing someone to the back of the bus, or some individual water fountain monitor pointing people to a different water fountain. But that form of racism was much more common two or three generations ago, and didn't just affect the lives of people who lived then, but also affected their descendants. There may be no racist bus drivers today (and even that story leaves out that the bus driver was undoubtedly under racist orders by their own employer), but we still have the lasting cultural impact of racism to deal with.
I would bet that this, together with the fact that it didn't show up in their system, was the cause, not predatory racism.
The article is claiming that the student was "being impacted by predatory racism." I don't see any proof of this. The cops are black, the employee is black. If everyone would have skin colour $skin_colour, would it still be racism?