Maybe I am overthinking it. Would love to see Carpooling succeed. Makes commutes easier and environment friendly. Lets hope for the best. Lyft itself is a great service. Never used Line before so cannot speak for that. Even having location tracking for your ride is a notch up.

Lyft Line and Uber Pool have significantly improved my standard of living. For me, it's cheaper and more convenient than owning a car.

But you have a good health and home insurance plan, right?

Home insurance? No. I live in a large apartment building so I'm not nervous about home invasion.

Health insurance? I've been punched by strangers (road rage, sigh) and haven't needed to go to the hospital. The kind of incident my mother imagines for me walking at night isn't the kind of incident where health insurance matters. Life insurance, though. I should probably get that.