The Dai enables Ethereum users to transact with smart contracts and applications on the Ethereum blockchain without having to deal with the volatility that is associated with traditional cryptocurrencies such as Bitcoin. It also functions as a decentralized savings account as it is long term deflationary, resulting in slow and steady capital gains.
Maker is able to maintain the price stability of the Dai through the Dai Credit System, which backs the Dai with collateral stored in Ethereum smart contracts, while simultaneously functioning as an internet-based, p2p credit market that commoditizes credit by allowing anyone with valid collateral to take out loans that have low transaction costs and no middle man fees."
I invite you to "exploit" late adopters as well by investing in some project. it will cure you of this notion that uncertainty doesn't exist.
Almost as if a primary motive behind designing crypto "currency" protocols is not a stable value exchange medium, but rather instead an investment system for early adopters to exploit late adopter buyers?
[0] https://www.youtube.com/watch?v=geSnkE4EOqs