You seem to be arguing against the idea, "A chess grandmaster is a genius and therefore can walk into Google and immediately start doing more and better work than most of their senior programmers". I don't think anyone believes this (correct me if I'm wrong).
I think a more serious idea is, "A chess grandmaster is a genius and therefore learns faster and has a higher performance ceiling and such than most people, and if they spent a couple of years learning to program, they could become an entry-level Google programmer, after which they would rise more quickly than most hires, and eventually would outperform most of Google's senior programmers."
By the way, I think most of the best chess players were extreme chess prodigies. (Just looked at Kasparov, Karpov, Shirov, Kramnik, Anand, and Carlsen's Wiki pages; all but Kramnik had the year listed, and they all became grandmasters around age 17-19, except Carlsen, who was around 14. Kramnik's page mentioned winning a gold medal for the Russian team at age 16, and that he wasn't a grandmaster when selected for the team and this was unusual.) I think this is consistent with them being highly gifted children, who choose to spend their time doing chess.
While not exactly what you wrote, people do think that someone is a genius at some subject can become a genius at another area with less work than it took for someone in either field to originally become a genius at that field, especially society groups the areas together (so sports star becoming master programmer is far less likely to be believed than chess master becoming master programmer).
What the person you're responding to means is that if they have the mental capacity (and also discipline) to play the game at such a high level, they could probably also excel in other professions if their goal was to make money instead of doing something they loved.
Of course we can debate whether they would achieve such success if they were doing something they didn't enjoy as much, but I think most people would argue that most chess or go champions could make more money or in other words do more "lucrative" activities if they chose to do them instead of dedicated all their time to the game.