Concrete is not a weather condition.
Instead we have hot days followed by slightly less hot nights, and I run the A/C all night lest I get no sleep at all.
Note that given the cost difference between living in SV vs Ohio (although I don't live in Ohio) I could spend 12.8 years with my wife at an all inclusive tropical resort. We'd probably get a discount if we lived there full time, so maybe 15-20 years. Not exactly your average retirement home.
Or cash on the barrel no discounts or financial aid at all I could pay list price to send SEVEN kids thru Harvard for four years with a reasonable allowance for expenses and still have money left over. I don't have seven kids, but I guess I could pay cash on the barrel to send a couple thru med school or law school instead, maybe finance a startup or small business for one of them.
Or I could cash buy six rental properties vaguely similar to the house I live in, and retire as a landlord (although from watching my great uncle do this, being a landlord is no retirement!). The rent off six houses, minus realistic expenses, would be a little less than I get paid now, but its interesting to think about.
While you can spend that much for a home in SV, you certainly don't have to.
You'll be paying over $1M for a 5 or 6 bedroom house in a "nice" part of Columbus (i.e. German Village), and you'll be paying around $1.2M for such a house in a decent (though not upper class) neighborhood in Silicon Valley.
The only drawback is cost. But I envy all of those possibilities compared to Miami, where all you have is a big city and sea, maybe watersports but precious little of everything else... and Miami is still not that far behind in terms of cost of living.