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Re:Why Don't People Manage Debt Better? by marcosdumay on Friday February 19, 2016 @02:10PM (#11135758)
> You've essentially paid $72 for the privilege of getting the TV you wanted a year earlier.

And that's almost an entire month of savings.

Now, correct your rates with what's on the other replies, and we are suddenly talking about 2 or 3 months of savings. Just for getting that TV an year earlier.

Yes, that may be worth it. But almost always isn't.

Re:Why Don't People Manage Debt Better? by ChristianBundy on Friday February 19, 2016 @02:15PM (#11135807)
> Yes, that may be worth it. But almost always isn't.

I don't disagree with you, but until you provide some evidence this is just the opinion of some random stranger on the internet, and should be taken with a pound of salt.