Man, if there are any other young devs reading this, please take ChuckMcM seriously. I saw this happen to my dad in the dot com crash - luckily my family had saved enough money that my parents didn't have to make many compromises to take care of my brother and I, but it's still a damn scary experience. As a 25-year-old whose just getting started in the industry (through a bootcamp, no less), it's something I think about every day.