That's my vision and not only mine [3] - i've wrote about this [1]

Building the credit lines economy from the ground up on social networks based in trust.

Each user is assigns trust level to another users and sum of trust is calculated with decentralized algorithm [1]

[1] http://earlbarr.com/publications/trustdavis.pdf [2] https://medium.com/@kacperwikiel/social-lending-alternative-... [3] https://www.youtube.com/watch?v=kTqgiF4HmgQ [4] http://rachelbotsman.com/work/collaborative-finance-by-the-p... [5] Landing page for this project: https://getline.in/p/landing

Edit: I am giving 10% of service revenue to users as a basic income prototype.

Edit 2: maximum depth reached.