<COBRA with a $500 premium is my cheapest option by far>
Why isn't buying a subsidized ACA policy an option?
Re:Request For Research: Basic Income
by steve-howard on Friday January 29, 2016 @10:58AM
(#10995907)
I'm not actually sure what the criteria for subsidies are; I made too much to qualify last year, I hope to get back to work soon and make too much to qualify this year. I don't know how "annual income" shakes out in this situation.
Either way I had a $2500 out of pocket max on my old plan that I usually met in January. $6k a year in premiums + $2500 out of pocket + some out of network costs is a relatively palatable deal.
I didn't choose to be sick. I don't want handouts either. I am very fortunate. But I do think it's a damn shame that health insurance is so tightly coupled with employment when employers come and go but your health follows you everywhere. I can't imagine that a public option would be worse than this.