Nothing is ever 100% safe and everything has its own problems. Initramfs-based full disk encryption is easy and effortless to do, and the value is most definitely greater than the effort required. I know multiple of cases where a simple FDE would have helped to greatly reduce the harm done.

You can host your own servers, but even that is not 100% safe. Someone can break to your hosting space and inspect the servers. And that of course requires quite a deal of effort.